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Our bankruptcy practice focuses on Chapter 7 bankruptcies.  Our Central Texas Office also performs Chapter 11 and 13 bankruptcies.

Chapter 7


We represent both individuals and small businesses in Chapter 7. Chapter 7 is known as the liquidation chapter because individual debtors receive a discharge and their debts are then extinguished. The goal of a Chapter 7 bankruptcy where the debtor is a business is not to receive a discharge. Instead the business is liquidated and ceases to exist.



Chapter 13


Under Chapter 13, individuals pay back a portion or all of their debts through a repayment plan filed with the court. This repayment plan lasts between 3 and 5 years.  Read More...

"We are a Debt Relief Agency and we help file for bankruptcy relief under the bankruptcy code."


Chapter 11


Chapter 11 is similar to Chapter 13 however it is predominantly utilized by businesses and individuals with debts exceeding the minimum amounts allowed under Chapter 13.  A repayment plan is formulated and filed with the court.  Our Central Texas Office assists small businesses in reorganization under Chapter 11.



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